·          Death of someone close

·         Marriage

·         Divorce/Separation

·         Marital or relationship disturbance

·         Change of clubs

·         Contract negotiations & disagreements

·         Trouble with the law or law violation

·         Excessive media coverage of inappropriate or aberrant behaviour

·         Sponsorship commitments & requirements

·         Club commitments

·         Moving overseas

·         Victim of crime

·         Jail or detention

·         Fronting the Judiciary

·          Major illness and/or accident

·          Career threatening injury

·         Surgery

·         Extended time on sideline (due to suspension/injury)

·         Pregnancy/termination/miscarriage

·          Retirement

·         Illness of someone close

·         Change of occupation

·         Being dropped, ‘cut’ or demoted from a level eg. 1^st grade to a lower level eg. reserve  grade

·         Being replaced in your position (be it at a representative or club level)

·         Child leaving home

·         Sporting achievement or 'non acheivement'

·         House renovation

·         Quitting smoking

·         Quitting alcohol

·         Quitting drug use

·         Moving house

·         Change in school

·         Debt (more than your capacity to manage)

·         Beginning/leaving educational facility

·         Fall out with friend

·         Travel

·         Debt (general, daily, medium debt)

·         Dieting or weight gain requirements by coaching/conditioning staff

·         Change in sleep pattern

·         Falling in love

·          Relationship breakup

·         Job interview